Finance Skills- Loan Officer, SVP of Operation with"30+ years of mortgage lending, underwriting, with "Personal Financial Analysis."
The Pros and Cons of Adjustable-Rate Mortgages: Is It Right for You? Read this, and consider all the pros and cons while making your decision. The economy at this point is not stable or predictable. If you’re on the hunt for a mortgage, you’ve likely come across adjustable-rate mortgages (ARMs) as an option. Unlike fixed-rate … Read more
Conventional Refinance Mortgages – Types, Term and Guidelines If you’re a homeowner looking to lower your mortgage payment, reduce your interest rate, shorten your loan term, or access home equity, a conventional refinance mortgage may be worth exploring. Conventional refinancing remains one of the most common ways homeowners restructure their mortgage debt because it often … Read more
Conventional Cash-Out Refinance Guidelines: Accessing Your Home Equity in a cash-out refinance. For homeowners with substantial equity, a Conventional cash-out refinance can provide access to funds for debt consolidation, home improvements, emergency expenses, or other financial goals. Unlike a rate-and-term refinance, a cash-out refinance replaces your current mortgage with a new loan that allows you … Read more
Conventional Mortgage Loans are one of the main products of most mortgage lenders. The guidelines are easy to comply with. Are you considering buying a home and wondering about the ins and outs of conventional mortgage loans? We are here to help. Whether you’re a first-time homebuyer or an experienced investor, understanding the intricacies of … Read more