Finance Skills- Loan Officer, SVP of Operation with"30+ years of mortgage lending, underwriting, with "Personal Financial Analysis."
Mortgage Lending Focus, and where we might be going… As of early 2026, the primary concerns in mortgage lending revolve around navigating a “new normal” of elevated interest rates, constrained housing affordability, and rising delinquencies, particularly in the FHA sector. While rates have eased slightly from their 2023 peaks, they remain high enough to maintain … Read more
Payoff Mortgage Early or Save That Money is a great question to ask; however, remember, when paying off your mortgage, it will free up money to save for those other necessities, retirement, and/or unknown circumstances. With the economy as it is, this could be a touchy subject. However, paying off your mortgage, or should we … Read more